PayPal Australia Fee Calculator 2025 - Calculate AU PayPal Fees

Payment Amount

A$

The amount you'll receive (AUD)

Your Cost (Item/Service)

A$

What you paid for the item/service

Other Costs

A$

Shipping, packaging, etc.

Transaction TypePayPal Checkout (2.9%)QR Code (1.2%)

International payment (+1%)

Currency conversion (+4%)

Total PayPal Australia Fees

A$3.20

3.20% of payment

You Receive

A$96.80

After PayPal fees

Your Profit

A$71.80

71.80% margin

ROI (Return on Investment)

359.00%

On A$20.00 investment

Effective Fee Rate

3.20%

All fees combined

Fee Breakdown

Percentage Fee (2.90%)A$2.90

Fixed FeeA$0.30

Total PayPal FeesA$3.20

Profit Calculation

Payment AmountA$100.00

- PayPal FeesA$3.20

= Net RevenueA$96.80

- Item/Service CostA$20.00

- Other CostsA$5.00

= ProfitA$71.80

Compare PayPal Australia Transaction Types

Transaction Type	Fee Rate	Fees on A$100.00	You Receive
PayPal Checkout	2.9% + A$0.30	A$3.20	A$96.80
QR Code	1.2%	A$1.20	A$98.80

💡 PayPal Australia Tips

• Standard commercial rate: 2.9% + A$0.30

• QR code transactions: 1.2% (no fixed fee)

• International transactions: +1%

• All fees include GST where applicable

• Charity rate: 1.1% (requires approval)

• Currency conversion: 4% spread (or 3% for other conversions)

PayPal Australia Fee Structure 2025

PayPal is one of the most popular payment methods in Australia, widely used on eBay Australia, Gumtree, and Facebook Marketplace.

PayPal Australia Transaction Fees

Transaction Type	Fee Rate	Fixed Fee	Notes
Commercial Transactions	2.9%	A$0.30	Standard rate
Goods & Services (P2P)	2.9%	A$0.30	Same as commercial
QR Code	2.9%	A$0.30	Same as standard
Charity Rate	1.1%	A$0.30	Requires DGR status

International Fees

Transaction Type	Additional Fee
Domestic (Australia)	0%
All international	+1%

Currency Conversion

PayPal Australia charges a 3% currency conversion spread when converting currencies (e.g., USD to AUD).

PayPal Australia Fee Examples

Sale Price (AUD)	Domestic Fee	International (+1%)	You Keep (Domestic)
A$25	A$1.03	A$1.28	A$23.97
A$50	A$1.75	A$2.25	A$48.25
A$100	A$3.20	A$4.20	A$96.80
A$250	A$7.55	A$10.05	A$242.45
A$500	A$14.80	A$19.80	A$485.20

Selling to International Buyers

Destination	Base Fee	Intl Fee	Currency	Total Example (A$100)
New Zealand	2.9% + A$0.30	+1%	NZD	A$4.20
United States	2.9% + A$0.30	+1%	USD	A$4.20 + conversion
United Kingdom	2.9% + A$0.30	+1%	GBP	A$4.20 + conversion
Europe	2.9% + A$0.30	+1%	EUR	A$4.20 + conversion

PayPal Australia Fee Tips

• Accept AUD only to avoid 3% conversion spread
• eBay AU buyers can pay via PayPal or Managed Payments
• GST applies on PayPal fees for Australian businesses
• Invoicing in AUD pushes conversion costs to buyer
• Low-value items suffer more from fixed A$0.30 fee

PayPal Australia vs Alternatives

Processor	Rate	Best For
PayPal AU	2.9% + A$0.30	Buyer trust, international
Stripe Australia	1.75% + A$0.30	Developers (AU cards)
Square Australia	2.2% (in-person)	Face-to-face sales
Afterpay	4-6% + A$0.30	Buy now pay later
Bank transfer	~A$0	No buyer protection

Popular Australian Marketplaces

Platform	PayPal Support	Notes
eBay Australia	Yes (secondary)	Managed Payments default
Gumtree	Buyer’s choice	Cash popular
Facebook Marketplace AU	Yes	Growing popularity
Depop Australia	Yes	Fashion focus
Carousell Australia	Limited	More for meetups

Tax Considerations for AU Sellers

• GST: If earning over A$75,000/year, register for GST
• ABN: Get an ABN for business selling
• PayPal fees: GST applies on the fee amount
• Hobby vs Business: ATO guidelines on taxable income