PayPal Europe Fee Calculator 2025 - Calculate PayPal Fees for EU Sellers
Free PayPal Europe fee calculator. Calculate PayPal fees (2.99% + €0.39) for Eurozone sellers. Includes EEA-free transfers and international fees.
The amount you'll receive (EUR)
What you paid for the item/service
Shipping, packaging, etc.
Total PayPal Europe (Eurozone) Fees
€3.38
3.38% of payment
You Receive
€96.62
After PayPal fees
Your Profit
€71.62
71.62% margin
ROI (Return on Investment)
358.10%
On €20.00 investment
Effective Fee Rate
3.38%
All fees combined
Fee Breakdown
Profit Calculation
Compare PayPal Europe (Eurozone) Transaction Types
| Transaction Type | Fee Rate | Fees on €100.00 | You Receive |
|---|---|---|---|
| PayPal Checkout | 2.99% + €0.39 | €3.38 | €96.62 |
| Standard Card | 2.49% + €0.39 | €2.88 | €97.12 |
| QR Code | 0.9% | €0.90 | €99.10 |
💡 PayPal Europe (Eurozone) Tips
• Standard commercial rate: 2.99% + €0.39
• Goods & Services (P2P): 2.49% + €0.35
• QR code transactions: 0.9% (no fixed fee)
• FREE within EEA for EUR/SEK transactions
• UK payments: +1.29%
• Outside EEA: +1.99%
• Charity rate: 1.5% + €0.35 (requires approval)
PayPal Europe Fee Structure 2025
PayPal offers competitive rates across the European Economic Area (EEA), with special benefits for intra-EU transactions.
PayPal EU Transaction Fees
| Transaction Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Commercial Transactions | 2.99% | €0.39 | Standard rate |
| Goods & Services (P2P) | 2.49% | €0.35 | Person-to-person sales |
| QR Code | 0.9% | None | Lowest rate! |
| Charity Rate | 1.5% | €0.35 | Requires approval |
International Fees
| Transaction Type | Additional Fee |
|---|---|
| Within EEA (EUR/SEK) | FREE (0%) |
| United Kingdom | +1.29% |
| All other markets | +1.99% |
🎉 Free Within the EEA!
Transactions within the EEA that are sent and received in EUR or SEK have no international fee. This makes PayPal very attractive for pan-European selling!
Currency Conversion
PayPal EU charges a 3% currency conversion spread when converting currencies.
PayPal EU Fee Examples
| Sale Price | Commercial | P2P (G&S) | QR Code | You Receive (Best) |
|---|---|---|---|---|
| €25 | €1.14 | €0.97 | €0.23 | €24.77 (QR) |
| €50 | €1.89 | €1.60 | €0.45 | €49.55 (QR) |
| €100 | €3.38 | €2.84 | €0.90 | €99.10 (QR) |
| €250 | €7.87 | €6.58 | €2.25 | €247.75 (QR) |
| €500 | €15.34 | €12.80 | €4.50 | €495.50 (QR) |
QR code transactions are by far the cheapest option in Europe!
💡 PayPal EU Fee Tips
- Use QR codes whenever possible - only 0.9% fee
- Sell across the EEA with no international fees
- Goods & Services (2.49%) is cheaper than Commercial (2.99%)
- Accept EUR to avoid currency conversion fees
- UK transactions now have +1.29% fee (post-Brexit)
PayPal EU vs Alternatives
| Processor | Online Rate | In-Person | Best For |
|---|---|---|---|
| PayPal EU | 2.99% + €0.39 | 0.9% | International, QR |
| Stripe EU | 1.5% + €0.25 (EU) | - | Developers |
| Klarna | Varies | - | Buy now pay later |
| SEPA Direct | €0.35 flat | - | Recurring |
Selling Internationally from EU
| Destination | Total Fee Example (€100) |
|---|---|
| EEA (EUR) | €3.38 (no intl fee) |
| EEA (SEK) | €3.38 (no intl fee) |
| United Kingdom | €4.67 (+1.29%) |
| United States | €5.37 (+1.99% +conversion) |
| Rest of World | €5.37 (+1.99%) |
Country-Specific Notes
PayPal operates across the Eurozone with consistent fees. Key markets include:
- Germany (DE): Largest European PayPal market
- France (FR): Strong consumer adoption
- Spain (ES): Growing e-commerce market
- Italy (IT): Popular for fashion resale
- Netherlands (NL): High PayPal penetration
Frequently Asked Questions
What are PayPal EU fees in 2025?
Are PayPal fees free within the EU?
How much does PayPal take from a €100 payment?
What is PayPal QR code fee in Europe?
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