PayPal UK Fee Calculator 2025 - Calculate PayPal Fees for UK Sellers
Free PayPal UK fee calculator. Calculate PayPal fees (2.9% + £0.30) for UK sellers. Includes EEA, international, and currency conversion fees.
The amount you'll receive (GBP)
What you paid for the item/service
Shipping, packaging, etc.
Total PayPal United Kingdom Fees
£3.20
3.20% of payment
You Receive
£96.80
After PayPal fees
Your Profit
£71.80
71.80% margin
ROI (Return on Investment)
359.00%
On £20.00 investment
Effective Fee Rate
3.20%
All fees combined
Fee Breakdown
Profit Calculation
Compare PayPal United Kingdom Transaction Types
| Transaction Type | Fee Rate | Fees on £100.00 | You Receive |
|---|---|---|---|
| PayPal Checkout | 2.9% + £0.30 | £3.20 | £96.80 |
| Standard Card | 1.2% + £0.30 | £1.50 | £98.50 |
| QR Code | 1.5% | £1.50 | £98.50 |
💡 PayPal United Kingdom Tips
• Standard commercial rate: 2.9% + £0.30
• Card payments (no PayPal account): 1.2% + £0.30
• QR codes: 1.5% (>£10) or 2% (≤£10)
• EEA international: +1.29%
• Other international: +1.99%
• Charity rate: 1.4% + £0.20 (requires approval)
PayPal UK Fee Structure 2025
PayPal UK offers competitive rates, especially for card-funded payments. Here’s the breakdown:
PayPal UK Transaction Fees
| Transaction Type | Fee Rate | Fixed Fee | Notes |
|---|---|---|---|
| Commercial Transactions | 2.9% | £0.30 | Standard rate |
| Card (No PayPal Account) | 1.2% | £0.30 | Lowest online rate |
| QR Code (>£10) | 1.5% | £0.10 | In-person |
| QR Code (≤£10) | 2% | £0.05 | Small transactions |
| Charity Rate | 1.4% | £0.20 | Requires approval |
International Fees
| Recipient Region | Additional Fee |
|---|---|
| EEA (EU, Iceland, Norway) | +1.29% |
| All other countries | +1.99% |
Currency Conversion
PayPal UK charges a 3% currency conversion spread when converting to or from GBP.
💡 PayPal UK Fee Tips
- Card payments (1.2%) are cheaper than PayPal Checkout (2.9%)
- QR codes are great for in-person sales (1.5-2%)
- EEA payments have lower international fees than rest of world
- Apply for charity rates if you’re a registered charity
- Avoid currency conversion when possible (3% fee)
PayPal UK vs Alternatives
| Processor | Online Rate | Card Rate | Best For |
|---|---|---|---|
| PayPal UK | 2.9% + £0.30 | 1.2% + £0.30 | International, trust |
| Stripe UK | 1.5% + 20p (EU) | Same | Developers |
| Square UK | 1.9% | 1.75% | Retail |
| SumUp | - | 1.69% | Mobile POS |
PayPal UK Fee Examples
| Sale Price | Commercial | Card Payment | QR Code | You Receive (Best) |
|---|---|---|---|---|
| £25 | £1.03 | £0.60 | £0.48 | £24.52 (QR) |
| £50 | £1.75 | £0.90 | £0.85 | £49.15 (QR) |
| £100 | £3.20 | £1.50 | £1.60 | £98.50 (Card) |
| £250 | £7.55 | £3.30 | £3.85 | £246.70 (Card) |
| £500 | £14.80 | £6.30 | £7.60 | £493.70 (Card) |
Note: For transactions over ~£67, card payments become cheaper than QR codes.
🇬🇧 UK-Specific Considerations
- PayPal UK is regulated by the FCA
- All fees include VAT where applicable
- UK sellers on eBay now use eBay Managed Payments, not PayPal
- Depop UK supports both PayPal and Depop Payments
International Selling from UK
When selling to international buyers:
- EEA buyers: Only +1.29% additional fee
- Non-EEA buyers: +1.99% additional fee
- Currency conversion: +3% if buyer pays in another currency
- Example: £100 sale to US buyer = 2.9% + 1.99% + 3% = 7.89% total fees
Frequently Asked Questions
What are PayPal UK fees in 2025?
How much does PayPal take from a £100 payment?
What is the PayPal UK international fee?
Is PayPal cheaper than Stripe UK?
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