Stripe Fee Calculator 2025 - Calculate Stripe Payment Processing Fees
Free Stripe fee calculator for all countries. Calculate Stripe fees for US (2.9%), UK (1.5%), EU (1.5%), Canada, and Australia. Compare rates by region.
Amount you'll charge (USD)
What you paid for the item/service
Shipping, packaging, etc.
Total Stripe United States Fees
$3.20
3.20% of payment
You Receive
$96.80
After Stripe fees
Your Profit
$71.80
71.80% margin
ROI (Return on Investment)
359.00%
On $20.00 investment
Effective Fee Rate
3.20%
All fees combined
Fee Breakdown
Profit Calculation
Compare Stripe United States Card Types
| Card Type | Fee Rate | Fees on $100.00 | You Receive |
|---|---|---|---|
| Domestic Cards | 2.9% + $0.30 | $3.20 | $96.80 |
| International Cards | 4.4% + $0.30 | $4.70 | $95.30 |
| In-Person (Terminal) | 2.7% + $0.05 | $2.75 | $97.25 |
💡 Stripe United States Tips
• Domestic cards: 2.9% + $0.30 per transaction
• International cards: +1.5% additional fee
• In-person (Terminal): 2.7% + $0.05 domestic
• Currency conversion: +1% if required
• Manually entered cards: +0.5% additional
• No monthly fees or setup fees
• Volume discounts available for large businesses
Stripe Fees by Country 2025
Stripe fees vary significantly by country due to local card network regulations. Here’s a complete comparison:
Stripe Fee Comparison by Region
| Country | Domestic Cards | International | In-Person | Fixed Fee |
|---|---|---|---|---|
| 🇺🇸 USA | 2.9% | 4.4% | 2.7% | $0.30 |
| 🇬🇧 UK | 1.5% | 3.25% | 1.4% | £0.20 |
| 🇪🇺 EU | 1.5% | 3.25% | 1.4% | €0.25 |
| 🇨🇦 Canada | 2.9% | 3.7% | 2.7% | C$0.30 |
| 🇦🇺 Australia | 1.7% | 3.5% | 1.7% | A$0.30 |
💰 UK & EU Have the Lowest Stripe Fees!
Thanks to EU payment regulations, UK and EU merchants pay just 1.5% for domestic cards - nearly half the US rate of 2.9%!
On a $100 equivalent sale:
- US: ~$3.20 in fees
- UK/EU: ~$1.75 in fees
- Savings: ~$1.45 per transaction!
Country-Specific Calculators
Select your country for detailed fee calculations:
- 🇺🇸 Stripe US Calculator - 2.9% + $0.30
- 🇬🇧 Stripe UK Calculator - 1.5% + £0.20
- 🇪🇺 Stripe EU Calculator - 1.5% + €0.25
- 🇨🇦 Stripe Canada Calculator - 2.9% + C$0.30
- 🇦🇺 Stripe Australia Calculator - 1.7% + A$0.30
Stripe vs PayPal Comparison
| Region | Stripe | PayPal | Winner |
|---|---|---|---|
| US | 2.9% + $0.30 | 3.49% + $0.49 | ✅ Stripe |
| UK | 1.5% + £0.20 | 2.9% + £0.30 | ✅ Stripe |
| EU | 1.5% + €0.25 | 2.99% + €0.39 | ✅ Stripe |
| Canada | 2.9% + C$0.30 | 2.9% + C$0.30 | Tie |
| Australia | 1.7% + A$0.30 | 2.9% + A$0.30 | ✅ Stripe |
Stripe is typically cheaper or equal to PayPal in all regions!
Stripe Pricing Features
No Hidden Fees
- ✅ No monthly fees
- ✅ No setup fees
- ✅ No cancellation fees
- ✅ No minimum transactions
Volume Discounts
- Available for $80,000+/month (US)
- Custom pricing for enterprise
- IC+ pricing available
Additional Fees
- Manually entered cards: +0.5%
- Currency conversion: +1-2%
- Disputes: $15-$25 per case
- Instant payouts: 1% (varies by country)
💡 When to Choose Stripe
Best for:
- E-commerce websites
- SaaS and subscription businesses
- Marketplaces (Stripe Connect)
- Developer-focused businesses
- International selling
Consider alternatives when:
- Buyers expect PayPal checkout
- Need PayPal’s buyer protection brand
- Very small transactions (fixed fees hurt)
Understanding Stripe Fees
Why UK/EU Fees Are Lower
EU regulations (PSD2, IFR) cap interchange fees:
- Consumer debit: 0.2% cap
- Consumer credit: 0.3% cap
Stripe passes these savings to merchants, resulting in 1.5% rates vs 2.9% in unregulated markets.
International Card Fees
When a customer uses a card issued in another country:
- US: +1.5% international fee
- UK: +1% for EEA, +1.75% for non-EEA
- EU: Same as UK
- Canada: +0.8% international fee
- Australia: International cards charged 3.5% total
Currency Conversion
If you accept payment in a foreign currency:
- US: +1% conversion fee
- UK/EU: +2% conversion fee
- Canada/Australia: +2% conversion fee
Stripe for Different Business Types
| Business Type | Best Stripe Product | Key Features |
|---|---|---|
| E-commerce | Stripe Checkout | Hosted payment page |
| SaaS | Stripe Billing | Recurring, usage-based |
| Marketplaces | Stripe Connect | Split payments |
| Retail | Stripe Terminal | Card readers |
| Invoicing | Stripe Invoicing | Send invoices |
Get Started with Stripe
- Create a free Stripe account
- No approval process for standard accounts
- Start accepting payments immediately
- Payouts typically 2-3 business days
Frequently Asked Questions
What does Stripe charge per transaction?
Which country has the lowest Stripe fees?
Is Stripe cheaper than PayPal?
Does Stripe charge monthly fees?
What are Stripe Terminal fees?
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